p2p lending at lending club
Dental Co-payment
Homeownership Verified

Click Here to view this listing on Prosper
Listing Information
Amount: $1,000.00 Status: Loan created
Grade: HR DTI: 5%
Lender Rate: 18% Borrower: jbl551
Time Left: Finished State: CA
Funded: 100% Group: Vets helping Vets
Loan Information
Loan Status: Current Origination Date: 2008-01-04 EricsCC ROI: 15%
Status History
Jan 04, 2008 Current
Hello, I almost got my loan funded today.  I made it to 97% percent with about 5 minutes to go and then time ran out.  so I am posting again with the hopes that those of you who bid last time will bid again and put me at 100%.

Thanks to those of you who bid and also to those who thought about it
.

I am a 53 year old single father of an 8 year old son.  I am a USAF veteran.  Due to a divorce and hospitalization of my father I have incurred some debts. I have worked for the same employer for 17 years, local county government as an administrative services officer.  My life revolves around my son, I coach his soccer, basketball, baseball teams and am his cub scout trooper leader (wolves).   I own my own home, am stable and responsible and live my life to provide for my son. 

I need the $1000.00 to pay the dental co-payment for braces that my son needs to straighten his teeth.   I am not too keen on borrowing it from my 401K as I already have borrowed againist it pay off what Medi-care did not cover when my father was hospitalized.   I am current on my existing loan with Prosper.   I would sincerely appreciate anyone who is willing to help me out.  I will make the payment on time and pay the entire loan proceeds early.  Please do not hesitate to contact me if you need additional clarification/information.

My ex-wife has opened several credit card accounts in my name and has defaulted on them.  I am currently pursuing legal action againist her to have this situation remedied.  My home mortgage payments are current along with my legit credit cards in my name. 

My one late payment on my current loan was because my employer changed to a new payroll system (peoplesoft) and my direct deposit to my bank was not processed timely and I had to have a paper check issued instead and by the time I deposited my check, the payment, along with several others including my mortgage was returned due to NSF.  Since that time I have not been late and paid on time.

Thanks for any consideration anyone might give me.

Here is my budget info!

Monthly Income $2486.00 Per month average for past 12 months:  
Mortgage (includes insurance) $951.00
Electricity $89.00
Gas $79.00
Water/Sewer/Trash $64.00
Cable $39.00 Phone (Verizon) $59.00
Cell phone (ATT) $55.00
School Tuition $300.00
Child Care (before/after school) $150.00
Food $200.00
Car insurance $69.00
Prosper $102.00

 
Thank you
Borrower's Other Listings
108956 Reduce Debt HR $2,550 @ 23% Mar 10, 2007 Withdrawn
110487 Reduce Debt HR $2,550 @ 23% Mar 13, 2007 Expired
113580 Kill my payday advances HR $2,550 @ 25% Mar 20, 2007 Loan created
226698 Dental C0-payment HR $1,000 @ 17% Nov 05, 2007 Withdrawn
247270 Dental Co-payment HR $1,000 @ 18% Dec 08, 2007 Expired
253028 Dental Co-payment HR $1,000 @ 18% Dec 18, 2007 Expired

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here