p2p lending at lending club
Here comes the bride.......

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Listing Information
Amount: $2,000.00 Status: Loan created
Grade: E DTI: 25%
Lender Rate: 35% Borrower: spurvis50
Time Left: Finished State: OR
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Default Origination Date: 2008-01-11 EricsCC ROI: -88%
Status History
Jan 11, 2008 Current
Mar 28, 2008 Late
Apr 12, 2008 1 month late
May 12, 2008 2 months late
Jun 12, 2008 3 months late
Jul 12, 2008 4+ months late
Dec 29, 2008 Default
Purpose of loan:
This loan will be used to? marry the woman of my dreams

My financial situation:
I am a good candidate for this loan because?I have a very good stable job. I work for the boeing company and earn $70,000 a year. I have managed to raise my fico scores from 500 to 650 ( I do not know why Prosper rates me an E I just checked my scores and they were 654, 645 and 599.) I Have been seeing this beautiful wonderful georgous woman the last year and we are to be married next month.....but she is from china and at the last minute we had problems with her visa and it has cost me an additional $3000. So I am asking to borrow $2000 for our wedding. We are to be married in china in a very large ceremony that will cost about $2000. For that we can have a wedding that would cost 4 times that here in the US. I have no late fees on my credit reports for over 3 years and I have paid back 1 prosper loan already.

Monthly net income: $ 4800

Monthly expenses: $
  Housing: $ 2000 (includes taxes and insurance)
  Insurance: $ 125
  Car expenses: $ 800
  Utilities: $ 150
  Phone, cable, internet: $ 175
  Food, entertainment: $ 225
  Clothing, household expenses $ 25
  Credit cards and other loans: $ 200
  Other expenses: $ 160 (student loans)


Expenses: $3860
Borrower's Other Listings
118281 visiting fiance overseas E $5,000 @ 18% Apr 02, 2007 Withdrawn
120299 paying off very high interest loans E $6,200 @ 24% Apr 07, 2007 Withdrawn
121608 4 loans into one E $5,300 @ 29% Apr 10, 2007 Loan created

 

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