p2p lending at lending club
A Little Extra Help Combined with Tax Refund PAY OFF DEBT

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Listing Information
Amount: $2,600.00 Status: Loan created
Grade: E DTI: 34%
Lender Rate: 19% Borrower: torey1999
Time Left: Finished State: CA
Funded: 100% Group: 1st and BEST for Loans
Loan Information
Loan Status: Current Origination Date: 2008-04-01 EricsCC ROI: 17%
Status History
Mar 29, 2008 Current
Purpose of loan:

Consolidation of credit cards.  To be credit card debt free and concentrate on raising my two kids.  Once the cards are paid off, I will destory ALL of them.  My BK three years was due to a surprise pregnancy and I needed to be debt free to raise my daughter as a single mom.  It's a blessing to have my two kids as kids were not suppose to be part of my life.  My credit card debt to-date is due to living needs for the three of us.  I do pay my debt and on time as I would with a prosper loan. 

My financial situation:
I been employed with my current job for over eight years and have no intentions of leaving this employer or where I am located. I am a single mom living paycheck to paycheck trying to raise my two kids in California, which we all know is very expensive.  Due to my mom losing her job, she has been living with me since April, with no financial help with rent or utilities.  I have been looking for work to do from home in the evenings to earn extra income but without success.  I am a hard working mother trying to be better financially for the future.

Monthly net income: $ 3000.00

Monthly expenses: $
  Housing: $ 650.00
  Insurance: $ 97.00
  Car expenses: $ 397.00
  Utilities: $ 200.00
  Phone, cable, internet: $30.00 (phone) 
  Food, entertainment: $ 200.00
  Clothing, household expenses $ 150.00
  Credit cards and other loans: $ 150.00
  Other expenses: $ 400 (day care)
Borrower's Other Listings
203747 Credit Card Consolidation Loan HR $5,000 @ 29% Sep 19, 2007 Expired
209239 Credit Card Consolidation Loan HR $5,000 @ 29% Oct 01, 2007 Expired
216078 Credit Card Consolidation Loan HR $5,000 @ 29% Oct 15, 2007 Expired
245734 Credit Card Consolidation Loan HR $3,000 @ 35% Dec 06, 2007 Expired
259580 #4 Listing - HELP ME LIVE A STRESS FREE LIFE HR $3,000 @ 35% Jan 03, 2008 Expired

 

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