I screwed up
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 28% |
| Lender Rate: | 20% | Borrower: | FixingMyCreditScore |
| Finished | State: | MD | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-05-30 | EricsCC ROI: | 18% |
| Status History | |
|---|---|
| May 30, 2008 | Current |
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I'll be blunt. I screwed up when I was younger and killed my credit score. I've gotten it back up to being fair, but am still carrying some very high interest rates and a significant amount of credit card debt. I make a good salary, but trying to pay down my cards when my interest rates are above 25% has become impossible. The purpose of my request is to consolidate my payments so I can continue to build my family. I have 2 kids and a third on the way, and I'm at the point that if I don't do something, my score will slip again and my rates will go even higher. From a repay perspective, I can pay out of direct deposit from my paycheck (not sure if that is allowed by this site) either bi monthly or monthly. I get paid on the 7th and the 22nd, so whatever works best. I have a great family, but a bad credit situation. I make my payments on time (have for awhile now) just in a whole I'm having difficulty digging out of. I don't feel comfortable posting pictures of my family, as I'm leery posting pictures of my kids. Can you help? |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 242903 | Paying off My Credit Card Debt | C | $25,000 @ 15% | Dec 03, 2007 | Expired |
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